SIP & Wealth Compound Growth Calculator
Model compounding returns, annual step-up allocations, and real purchasing power across mutual funds, equity portfolios, and treasury reserves.
WEALTH COMPOUNDING•Step-Up & Inflation Model
All CalculatorsInvestment Strategy:
Investment Parameters
Monthly Investment Amount₹25,000
Expected Annual Return Rate (CAGR)12.5%
Debt / FD (6-8%)Balanced (10-12%)Equity / Index (12-16%)
Investment Tenure15 Years
Step-up Rate+10% / year
Estimated Inflation Rate6%
Projected Maturity Corpus
₹2,25,91,737
Real Purchasing Power (6% Inflation): ₹94,26,743
Estimated Wealth Gained
+₹1,30,59,957
Principal: ₹95,31,780
Wealth Composition Breakdown57.8% Compounded Gains
Capital Invested
₹95,31,780
Wealth Gained
+₹1,30,59,957
Total Corpus
₹2,25,91,737
Compounded Growth Trajectory Schedule
| Year | Cumulative Invested | Wealth Gained | Portfolio Value |
|---|---|---|---|
| Year 1 | ₹3,00,000 | +₹21,109 | ₹3,21,109 |
| Year 2 | ₹6,30,000 | +₹86,849 | ₹7,16,849 |
| Year 3 | ₹9,93,000 | +₹2,07,313 | ₹12,00,313 |
| Year 4 | ₹13,92,300 | +₹3,94,349 | ₹17,86,649 |
| Year 5 | ₹18,31,536 | +₹6,61,836 | ₹24,93,372 |
| Year 6 | ₹23,14,692 | +₹10,25,995 | ₹33,40,687 |
| Year 7 | ₹28,46,160 | +₹15,05,752 | ₹43,51,912 |
| Year 8 | ₹34,30,776 | +₹21,23,150 | ₹55,53,926 |
| Year 9 | ₹40,73,856 | +₹29,03,828 | ₹69,77,684 |
| Year 10 | ₹47,81,244 | +₹38,77,559 | ₹86,58,803 |
| Year 11 | ₹55,59,372 | +₹50,78,875 | ₹1,06,38,247 |
| Year 12 | ₹64,15,308 | +₹65,47,776 | ₹1,29,63,084 |
| Year 13 | ₹73,56,840 | +₹83,30,545 | ₹1,56,87,385 |
| Year 14 | ₹83,92,524 | +₹1,04,80,681 | ₹1,88,73,205 |
| Year 15 | ₹95,31,780 | +₹1,30,59,957 | ₹2,25,91,737 |
Tax-Loss & Section 112A Capital Gains Optimization
Section 112A provides an annual ₹1,25,000 LTCG exemption on equity mutual funds. Taxorion assists corporate treasuries and family offices in annual gain-harvesting to maximize tax-free yields.